Features lendingplate-Personal Loan App
lendingplate is a personal loan mobile application that offers loans from ā¹10,000 to ā¹2,50,000 at attractive interest rates, zero collateral and almost instantly at your convenience.
You can apply online from any of our approved locations and on approval, you get direct transfer of your loan money within minutes to your bank account.
lendingplate is the brand-name of Unifinz Capital India Limited which is Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI).
The company conducts lending operations in a transparent manner under the extant guidelines of the RBI.Featuresā Personal loans ranging from ā¹10,000 to ā¹2,50,000ā Repayment tenure ranging from 3 months to 15 monthsā Processing Fees ranging from 1% to 5% of loan amountā Conversion Fees ranging from 1% to 5% of loan amountā Rate of Interest (ROI) ranging from 12% onwards depending on yourĀ riskĀ profileā APR ranging from 12% to maximum 36%; rates vary from customerĀ toĀ customerā Completely online paperless documentationā Loans available to improve your Credit Scoreā Apply Loan from anywhere, anytime on our 24x7 online platformā Repay Loan from anywhere, anytime as you like, no early repay chargesā Free-look Period of 3 days from the date of disbursal of loan wherein you can exit the loan by paying only the principal along-with proportionate interest.Eligibilityā You must be an Indian nationalā You must be over the age of 21 yearsā Your net monthly take home salary to be minimum ā¹20,000ā Your salary must be credited to your bank account regularly Steps to avail loanā Install lendingplate app in your mobile phoneā Sign up with your mobile number and OTPā Verify your PAN to check for pre-approved offersā Register yourself by filling up your basic information and your selfieā Provide Income documents like Bank Statement and Pay-slipā Verify your KYC with Aadhaar and present Address Proof ā E-sign your loan agreement and NACH repaymentā Direct your loan money to your bank accountRepresentative Exampleā Loan Amount {Principal}: ā¹25,000ā Interest Rate {ROI}: 36% per annum ā Tenure: 12 monthsā Processing Fee {Incl.
GST}: ā¹1,250ā Conversion Fee {Incl.
GST}: ā¹1,250ā EMI: ā¹2,512ā Total Repayment Amount: ā¹30,144ā Total Interest: ā¹5,144ā Total Cost of Loan {Incl.
Principal}: ā¹32,644Security & Privacy Policylendingplate personal loan app ensures safety via standard security and privacy protocols to protect its database.
Our app is safe and secure and we do not share customer information with third parties without consent.Queries?
ā [email protected] ā +91-7373737316Letās Connect!
ā https://www.facebook.com/lendingplate ā https://twitter.com/lendingplate ā https://www.instagram.com/lendingplate ā https://www.youtube.com/@lendingplate ā https://www.linkedin.com/company/lendingplate/Download lendingplate instant personal loan app now !
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Available for Android 8.0 and above